Live 345 Terms & Conditions – Full Malaysia Platform Usage Terms

1Introduction & Acceptance of Terms

Welcome to live 345. This Terms & Conditions document ("Terms") constitutes a legally binding agreement between you ("User" or "Member") and the live 345 platform ("we", "platform" or "live 345"). These Terms govern your use of the website, services, games and all content provided by live 345 to users in Malaysia.

By registering an account, logging in, making a deposit, or using any part of the live 345 platform, you expressly and fully agree to be bound by these Terms. If you do not agree with any part of these Terms, you are advised not to register for or use the live 345 service.

These Terms should be read together with Privacy Policy and page Responsible Gaming live 345, which forms part of the overall agreement between you and the platform. All these documents together constitute the full terms of use for the live 345 service.

2Member Eligibility

To register and use live 345's services, you must meet the following eligibility requirements at all times:

• You must be at least at least 18 years of age or have reached the legal age of majority recognised in your jurisdiction, whichever is higher.
• You must be an individual with full legal capacity to enter into a binding agreement.
• You are not on live 345's list of persons prohibited from using the service.
• You are accessing the platform for personal use only — not on behalf of any other person or business entity.
• You do not represent, are affiliated with, or act on behalf of any illegal gambling syndicate.

3Registration & Account Management

Each individual is permitted to hold only one (1) live 345 account only. Multiple account ownership is strictly prohibited and may result in the termination of all associated accounts, freezing of all funds, and forfeiture of all bonuses earned.

By registering a live 345 account, you agree to:

• Providing information that is accurate, current, and complete including full name, Malaysian phone number, and any other required details.
• Keeping your account password confidential and not sharing your login credentials with anyone.
• Notify live 345 immediately if you suspect any unauthorised access to your account.
• Update your account information should any changes to your personal details occur.
• Completing the identity verification (KYC) process when requested by live 345 prior to your first withdrawal.

4Deposits, Withdrawals & Payments

All financial transactions on the live 345 platform are conducted in Malaysian Ringgit (MYR). live 345 accepts deposits via the following approved payment methods for Malaysian users:

• Digital Wallets: Touch 'n Go eWallet, GrabPay, Boost, ShopeePay
• Instant Transfer: DuitNow QR, DuitNow Transfer
• Internet Banking (FPX): Maybank2u, CIMB Clicks, and other major Malaysian banks

Deposit and withdrawal conditions that all live 345 members must comply with:

• Deposit amount minimum is RM20 per transaction.
• Deposits processed within less than 30 seconds for most digital payment methods.
• The minimum withdrawal amount is RM50 per request.
• Withdrawals to e-wallets or Malaysian bank accounts are typically processed within 15 to 60 minutes.
• All deposits and withdrawals must use a payment method registered under the same name as the live 345 account.
• Live 345 reserves the right to request additional verification before processing withdrawals that exceed the specified limit.

5Bonuses, Promotions & Loyalty Programme

Live 345 offers members a variety of bonuses and promotions from time to time, including welcome bonuses, weekly cashback, daily betting rebates, and VIP offers. All bonuses are subject to the following specific terms:

• Every live 345 bonus comes with a wagering requirements (rollover/turnover) that must be met before a withdrawal is permitted. The rollover requirement for each bonus is clearly stated on the relevant promotion page.
• Bonuses may only be used once unless otherwise stated in the promotional terms.
• Live 345 reserves the right to void bonuses and associated winnings if there is evidence of bonus abuse, such as systematically placing low-risk bets to fulfil rollover requirements.
• Bonuses cannot be transferred between accounts or converted directly to cash without first meeting the rollover requirements.
• Special promotions tied to seasonal events such as Hari Raya, Chinese New Year, and major sporting events like the World Cup or Liga Super Malaysia Finals are subject to additional terms stated on the respective promotion page.
• Live 345 reserves the right to modify or terminate any promotion at any time without prior notice.

6Sports Betting & Casino Game Rules

All Sports Betting and casino games on live 345 are subject to their respective game-specific rules. The following general rules apply to all bets placed on the live 345 platform:

• Confirmed bets cannot be cancelled or amended except under circumstances specifically stated by live 345.
• Live 345 reserves the right to void bets where there is a technical error, significant odds discrepancy or abnormal betting patterns indicative of fraudulent activity.
• For Sports Betting: official match results from recognised sports authorities are final. If a match is postponed and not resumed within 24 hours (or 48 hours for football), bets will be refunded to the player.
• For live casino: results declared by the dealer and confirmed by the live 345 system are final. Results cannot be disputed on the grounds of video quality or streaming delays.
• Pre-match bets that remain unsettled at kick-off will be considered valid unless stated otherwise.
• Live 345 reserves the right to set minimum and maximum betting limits on any market or game at the platform's discretion.

For e-sports betting such as MPL Malaysia, any match that is cancelled or ruled a "no contest" will result in all related bets being refunded to the respective live 345 member's account.

7Member Conduct & Prohibited Activities

By using the live 345 platform, you agree not to engage in any of the following strictly prohibited activities:

• Fraud & Manipulation: Any attempt to access another person's account, impersonate another individual, manipulate games, or exploit system bugs on live 345.
• Multiple Account Ownership: Registering or using more than one live 345 account, whether personally or through another party.
• Bonus Abuse: Using arbitrage techniques, systematic low-risk wagering or any other method intended to exploit live 345 promotions without genuine intent to gamble.
• Money Laundering: Using the live 345 platform as a vehicle for money laundering or concealing proceeds from illegal activities.
• Automation & Bots: Using automated software, bots or scripts to interact with the live 345 platform in any unauthorised manner.
• System Disruption: Attempting to attack, hack, or disrupt the technical infrastructure of the live 345 platform.

8Intellectual Property & Copyright

All content, designs, logos, graphics, text, software, databases, and other elements on the live 345 platform are the exclusive property of live 345 or parties that have licensed them to us. This content is protected under Malaysian and international copyright, trademark, and intellectual property laws.

You are not permitted to:

• Copying, reproducing, modifying or republishing any live 345 content without prior written consent.
• Using the live 345 name, logo, or trademarks for commercial or personal purposes without authorisation.
• Selling, transferring, or sub-licensing any content or assets from the live 345 platform to third parties.

9Liability Limit

Live 345 provides the platform on an "as is" basis and makes no express or implied warranties regarding continuous availability, accuracy of information, or fitness for a particular purpose. To the extent permitted under Malaysian law:

• Live 345 is not liable for any financial losses resulting from gameplay or wagering conducted on the platform.
• Live 345 is not liable for any losses arising from technical disruptions, internet disconnection or device failure on the user's end during a gaming session.
• Players are solely responsible for their own betting and gaming decisions. live 345 does not provide financial or betting advice.
• Live 345's maximum liability to any member under any circumstances shall not exceed the total net deposits made within the 30 days preceding the claim.

10Account Termination & Suspension

Live 345 reserves the right to suspend or terminate any member's account at any time for the following reasons:

• Violation of any provision under these Terms & Conditions.
• Reporting of fraudulent activity, money laundering, or any other illegal activities.
• Failure to complete the identity verification (KYC) process within the specified timeframe.
• Requests from relevant authorities in accordance with Malaysian law.
• Self-exclusion requests submitted by the member under the live 345 Responsible Gaming programme.

Members may also close their live 345 account at any time by contacting the customer support team. Any valid funds in the account will be processed for withdrawal once all verification checks and bonus rollover requirements have been met.

11Responsible Gaming

Live 345 is fully committed to responsible gaming practices. We believe that entertainment should always remain enjoyable and should never become a source of financial stress or personal hardship. As a live 345 member, you can access the following self-control tools at any time through your account settings:

• Deposit Limit: Set daily, weekly, or monthly deposit limits to manage your spending.
• Loss Limit: Set a maximum loss limit for a given period to prevent excessive losses.
• Game Break: Take a break from the platform for 24 hours, 7 days, or 30 days, based on your needs.
• Self-Exclusion: The option to fully self-exclude from the live 345 platform for an extended period.

12Changes to Terms & Applicable Law

Live 345 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time at the platform's discretion. Members will be notified of significant changes via in-platform notifications or their registered email. The "Updated" date at the top of this page will reflect the date of the latest revision.

These live 345 Terms & Conditions are governed and interpreted in accordance with applicable law. Any dispute arising from or in connection with these Terms shall first be resolved through direct negotiation with the live 345 team. If a resolution cannot be reached, the parties agree to submit the dispute to a mutually agreed dispute resolution mechanism.